期刊名称：JOURNAL OF FINANCIAL SERVICES RESEARCH ISSN： 0920-8550 出版频率： Bi-monthly 出版社： SPRINGER, ONE NEW YORK PLAZA, SUITE 4600 , NEW YORK, United States, NY, 10004   出版社网址： http://www.springer.com/?SGWID=8-102-0-0-0 期刊网址： http://www.springer.com/business/finance/journal/10693 影响因子： 0.769(2015年) 1.200(2014年) 1.056(2013年) 1.176 (2012年) 0.75(2011年) 主题范畴： BUSINESS, FINANCE 期刊简介(About the journal)    投稿须知(Instructions to Authors)    编辑部信息(Editorial Board)    About the journal Journal of Financial Services Research has been accepted for Social Sciences Citation Index and Current Contents/Social and Behavioral Sciences and will first appear with an Impact Factor in the 2010 Journal Citation Reports (JCR), published in June 2011. The Journal of Financial Services Research publishes high quality empirical and theoretical research on the demand, supply, regulation, and pricing of financial services. Financial services are broadly defined to include banking, risk management, capital markets, mutual funds, insurance, venture capital, consumer and corporate finance, and the technologies used to produce, distribute, and regulate these services. Macro-financial policy issues, including comparative financial systems, the globalization of financial services, and the impact of these phenomena on economic growth and financial stability, are also within the JFSR’s scope of interest. The Journal seeks to promote research that enriches the profession’s understanding of financial services industries, to elevate industry and product efficiencies, as well as to inform the debate and promote the formulation of sound public policies. Officially cited as: J Financ Serv Res Abstracted/Indexed in: ABS Academic Journal Quality Guide, Academic OneFile, Bibliography of Asian Studies, Business Source, Cabell's, Cengage, Corporate ResourceNet, CSA/Proquest, Current Abstracts, Current Contents / Social & Behavioral Sciences, E-JEL, ECONIS, EconLit, Emerald Management Reviews, Expanded Academic, Google Scholar, International Bibliography of the Social Sciences (IBSS), Journal Citation Reports/Social Sciences Edition, OCLC, Research Papers in Economics (RePEc), SCOPUS, Social Science Citation Index, Social SciSearch, Summon by Serial Solutions, TOC Premier Instructions to Authors Manuscript Submission Submission of a manuscript implies: that the work described has not been published before; that it is not under consideration for publication anywhere else; that its publication has been approved by all co-authors, if any, as well as by the responsible authorities "tacitly or explicitly "at the institute where the work has been carried out. The publisher will not be held legally responsible should there be any claims for compensation. Permissions Authors wishing to include figures, tables, or text passages that have already been published elsewhere are required to obtain permission from the copyright owner(s) for both the print and online format and to include evidence that such permission has been granted when submitting their papers. Any material received without such evidence will be assumed to originate from the authors. Online Submission Authors should submit their manuscripts online. Electronic submission substantially reduces the editorial processing and reviewing times and shortens overall publication times. Please follow the hyperlink “Submit online?on the right and upload all of your manuscript files following the instructions given on the screen. Title Page The title page should include: The name(s) of the author(s) A concise and informative title The affiliation(s) and address(es) of the author(s) The e-mail address, telephone and fax numbers of the corresponding author Abstract Please provide an abstract of 150 to 250 words. The abstract should not contain any undefined abbreviations or unspecified references. Keywords Please provide 4 to 6 keywords which can be used for indexing purposes. Text Formatting Manuscripts should be submitted in Word. Use a normal, plain font (e.g., 10-point Times Roman) for text. Use italics for emphasis. Use the automatic page numbering function to number the pages. Do not use field functions. Use tab stops or other commands for indents, not the space bar. Use the table function, not spreadsheets, to make tables. Use the equation editor or MathType for equations. Note: If you use Word 2007, do not create the equations with the default equation editor but use the Microsoft equation editor or MathType instead. Save your file in doc format. Do not submit docx files. Word template Manuscripts with mathematical content can also be submitted in LaTeX. LaTeX macro package Headings Please use the decimal system of headings with no more than three levels. Abbreviations Abbreviations should be defined at first mention and used consistently thereafter. Footnotes Footnotes can be used to give additional information, which may include the citation of a reference included in the reference list. They should not consist solely of a reference citation, and they should never include the bibliographic details of a reference. They should also not contain any figures or tables. Footnotes to the text are numbered consecutively; those to tables should be indicated by superscript lower-case letters (or asterisks for significance values and other statistical data). Footnotes to the title or the authors of the article are not given reference symbols. Always use footnotes instead of endnotes. Acknowledgments Acknowledgments of people, grants, funds, etc. should be placed in a separate section before the reference list. The names of funding organizations should be written in full. Citation Cite references in the text by name and year in parentheses. Some examples: Negotiation research spans many disciplines (Thompson 1990). This result was later contradicted by Becker and Seligman (1996). This effect has been widely studied (Abbott 1991; Barakat et al. 1995; Kelso and Smith 1998; Medvec et al. 1993). Reference list The list of references should only include works that are cited in the text and that have been published or accepted for publication. Personal communications and unpublished works should only be mentioned in the text. Do not use footnotes or endnotes as a substitute for a reference list. Reference list entries should be alphabetized by the last names of the first author of each work. Journal article Gamelin FX, Baquet G, Berthoin S, Thevenet D, Nourry C, Nottin S, Bosquet L (2009) Effect of high intensity intermittent training on heart rate variability in prepubescent children. Eur J Appl Physiol 105:731-738. doi: 10.1007/s00421-008-0955-8 Ideally, the names of all authors should be provided, but the usage of “et al" in long author lists will also be accepted: Smith J, Jones M Jr, Houghton L et al (1999) Future of health insurance. N Engl J Med 965:325?29 Article by DOI Slifka MK, Whitton JL (2000) Clinical implications of dysregulated cytokine production. J Mol Med. doi:10.1007/s001090000086 Book South J, Blass B (2001) The future of modern genomics. Blackwell, London Book chapter Brown B, Aaron M (2001) The politics of nature. In: Smith J (ed) The rise of modern genomics, 3rd edn. Wiley, New York, pp 230-257 Online document Cartwright J (2007) Big stars have weather too. IOP Publishing PhysicsWeb. http://physicsweb.org/articles/news/11/6/16/1. Accessed 26 June 2007 Dissertation Trent JW (1975) Experimental acute renal failure. Dissertation, University of California Always use the standard abbreviation of a journal’s name according to the ISSN List of Title Word Abbreviations, see www.issn.org/2-22661-LTWA-online.php   Tables All tables are to be numbered using Arabic numerals. Tables should always be cited in text in consecutive numerical order. For each table, please supply a table caption (title) explaining the components of the table. Identify any previously published material by giving the original source in the form of a reference at the end of the table caption. Footnotes to tables should be indicated by superscript lower-case letters (or asterisks for significance values and other statistical data) and included beneath the table body. Languages Articles and abstracts must be in English or in the journal's official language(s), but the journal accepts additional abstracts in other languages of the author’s choice (for instance in the author’s first language, if not English or the journal's official language). Such abstracts are optional. Authors would need to supply such abstracts themselves, certify that they are a faithful translation of the official abstract, and they must be supplied in Unicode (see www.unicode.org for details), especially if they are using non-roman characters. http://www.unicode.org Such abstracts in other languages will carry a disclaimer: "This abstract is provided by the author(s), and is for convenience of the users only. The author certifies that the translation faithfully represents the official version in the language of the journal, which is the published Abstract of record and is the only Abstract to be used for reference and citation." Editorial Board Managing Editor Haluk Ünal University of Maryland Editors Stijn Claessens International Monetary Fund Robert DeYoung University of Kansas Paul Kupiec Federal Deposit Insurance Corporation Robert Marquez Arizona State University David Musto University of Pennsylvania Advisory Editors Franklin Allen University of Pennsylvania Anthony M. Santomero McKinsey & Company Ren M. Stulz The Ohio State University Associate Editors Viral Acharya, London Business School; Renée Adams, The University of Queensland; Allen N. Berger, University of South Carolina; Charles Calomiris, Columbia University; Mark Carey, Federal Reserve Board; Susan Christoffersen, McGill University; Marcia M. Cornett, Boston University; J. David Cummins, Temple University; Sanjiv Das, Santa Clara University; Douglas Diamond, University of Chicago; Mark J. Flannery, University of Florida; W. Scott Frame, Federal Reserve Bank of Atlanta; Xavier Freixas, Universitat Pompeu Fabra; Mariassunta Giannetti, Stockholm School of Economics; Robert Hauswald, American University; Jean Helwege, Pennsylvania State University; Takeo Hoshi, University of California San Diego; Joel Houston, University of Florida;  Joseph Hughes, Rutgers University; Soeren Hvidkjaer, INSEAD; Christopher James, University of Florida; Tullio Jappelli, Universit?di Napoli Federico II; Greg Kadlec, Virginia Tech; Jan P. Krahnen, University of Frankfurt; Pete Kyle, University of Maryland; Luc Laeven, International Monetary Fund; Loretta J. Mester, Federal Reserve Bank of Philadelphia; Steven Ongena, Tilburg University; George G. Pennacchi, University of Illinois; Nagpurnanand R. Prabhala, University of Maryland; Manju Puri, Duke University; Richard J. Rosen, Federal Reserve Bank of Chicago; Joao Santos, Federal Reserve Bank of New York; Anthony Saunders, New York University; Catherine M. Schrand, University of Pennsylvania; Til Schuermann, Federal Reserve Bank of New York; Andrea Sironi, Bocconi University; David Smith, University of Virginia; Amir Sufi, University of Chicago; Peter Tufano, Harvard Business School; Gregory F. Udell, Indiana University; Larry Wall, Federal Reserve Bank of Atlanta; Yishay Yafeh, The Hebrew University